INSURANCE - POLICY & FEES (Page 1 of 2)

The policy conditions and fees listed here are for the Deluxe and Bronze policies from IAG Insurance only. If you for some reason prefers another policy/company, please see more information in the sidebar and contact us.

Table of Coverage
Limit of Liability (Baht)
(Outbound +)
Deluxe
Bronze
1.  Emergency Medical Expenses 1.500.000 2.000.000
2.  Personal Accident * 3.000.000 500.000
3.  Cancelling or Cutting Short the Trip  50.000 Not Covered
4.  Travel Delay ** 5.000 Not Covered
5.  Baggage Delay 5.000 Not Covered
6.  Loss of Personal Baggage *** 50.000 Not Covered
7.  Loss of Personal Money 10.000 Not Covered
8.  Loss of Passport 10.000 Not Covered
9.  Personal Legal Liability 3.000.000 1.000.000
10. Emergency Medical Evacuation & Repatriation Expenses Unlimited 1.000.000
11. Repatriation of Mortal Remains Unlimited 1.000.000
12. Return of Minor Children One-way Economy Airfare Not Covered
13. Compassionate Visit One-way Economy Airfare Not Covered
14. 24 Hour Worldwide Medical Assistance Hotline
24 Hours
15. 24 Hour Travel Advise Hotline
24 Hours
 
* Benefit limit is 50% for Insured person who is under 16 or over 75 years of age on applying date.
**Compensation for every full 12 hours, maximum of 10 times.
*** Limit for single item, pair or set is Bht. 10,000 for Deluxe Plan and Bht. 5,000 for Standard Plan.
     Limit for Valuables in total is Bht. 20,000 for Deluxe Plan and Bht. 10,000 for Standard Plan.
+   In case of overseas travel, commences and ends must be Thailand only.


The policy conditions and fees listed below are for the Deluxe and Bronze policies from Royal & Sunalliance only. If you for some reason prefers another policy/company, please see more information in the sidebar and contact us.

Premium Table
Coverage Type (Individual) (Baht)
Deluxe
Bronze
1-4 Days 600 280
5-30 Incremental Premium charged per day +80 /day +50 /day
31-60 Incremental Premium charged per day +65 /day +35 /day
61-90 Incremental Premium charged per day +55 /day +35 /day
Annual Plan 6.500 3.200
 
This Insurance is available to the applicants age between 1 - 80 years.
Family coverage will charge at double price of the Individual coverage.
Family coverage will include spouse and dependent children aged 1 - 21 years (limited of 2 persons).

See Policy Document on Page 2




Alternative Insurances

As a fully licensed insurance broker we can through our office offer you a variety of policies from different companies. However, we have selected the plans shown from Royal & Sunalliance as our primary choice of suggestion.

A couple of alternatives to mention would be:



From Thai Health Insurance we can offer a 180 day consecutive policy (2 visas of 90 days each). 180 consecutive days are not possible from Royal & Sunallicance.



AIG Insurance Co., also have policies which can be good alternatives.



BUPA Thailand is another well know insurance company.